Notwithstanding anything contained in the foregoing sections, any licensing authority may at any time revoke a driving licence or may require, as a condition of continuing to hold such driving licence, the holder thereof to produce a medical certificate in the same form and in the same manner as is referred to in sub-section (3) of section 8, if the licensing authority has reasonable grounds to believe that the holder of the driving licence is, by virtue of any disease or disability, unfit to drive a motor vehicle and where the authority revoking a driving licence is not the authority which issued the same, it shall intimate the fact of revocation to the authority which issued that licence .
Legal Commentary & Landmark Judgments: Section 16
Section 16 of the Motor Vehicles Act, 1988 empowers the licensing authority to revoke an existing driving licence if the holder becomes afflicted with any permanent disease or physical disability rendering their continued operation of a motor vehicle a source of imminent public danger.
In high-value MACT disability claims of professional drivers, obtain an official communication from the RTO regarding whether the driver's licence was revoked or surrendered under Section 16. If revoked, produce the Section 16 order to conclusively prove 100% functional loss of vocation under Raj Kumar v. Ajay Kumar, defeating insurer arguments that physical impairment did not eliminate commercial livelihood.